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Use Bill Me Later for for all
your purchases: |
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| Buy Fast. |
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Speed through checkout - no account
numbers, no waiting, no worries. |
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Apply when you buy! Just choose Bill
Me Later® at checkout and provide
easy, top-of-mind information - in a
few easy steps you're done. |
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| Feel Secure. |
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Secure Shopping - eliminates the hassle
of digging out a credit card or entering
an account number. |
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"Zero Fraud Liability" Protection
means you are not responsible for unauthorized
charges. |
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Bill Me Later® is subject to credit
approval and is a credit account offered
through CIT Bank, Salt Lake City, Utah
to US customers who are of legal age
in their state of residence. Creditworthiness
is determined by CIT Bank. |
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| Pay Later. |
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You get a monthly statement listing
all of your Bill Me Later® purchases.
You have the option to manage your account
and pay your bill online. |
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Pay in full with no additional charges
or make minimum monthly payments (interest
charges apply) - the choice is yours. |
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| Get this special offer.
Here's how: |
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Shop for any item and spend at least
$125. |
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The Bill Me Later option will be available
to select during the checkout process. (subject to credit approval)
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| Special offer: No payments for up to 6 months (minimum purchase
required) |
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- Pay with Bill Me Later® to get the special offer. The "No
Payments for up to 6 Months" offer is not available from all merchants
who accept Bill Me Later®.
- You may see this offer advertised as "No Payments until..."
such as "No Payments until December 2007".
- The “No Payments for up to 6 Months ” promotional offer
is valid on purchases of $125 or more. See table below for details.
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Minimum
Purchase Amount |
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Payment
Deferral Period |
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$125 |
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90
days |
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$750 |
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6
months |
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- Simply select “Yes, I’d like No Payments for up to 6 Months...”
in order to be eligible to receive the promotional offer.
- Make your purchase before midnight EST on the last day of the current month to receive
the promotional offer.
- You will receive monthly statements and if you pay in full by the
promotion expiration date as listed below you will not be charged finance
charges.
| For
example if purchase is made in: |
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Date
to pay by to avoid finance charges:
(Promotion Expiration Date) |
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90
Days ($125) |
6
Months ($750) |
| December
2007 |
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April
1, 2008 |
July
1, 2008 |
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| January
2008 |
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May
1, 2008 |
August
1, 2008 |
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| February
2008 |
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June
1, 2008 |
September
1, 2008 |
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- If payment in full is not made by the promotion expiration date listed
above, finance charges will apply from the transaction date.
- If approved, CIT Bank will make a loan to you for the amount financed
to pay for your purchase. CIT Bank will pay the merchant on your behalf
to pay for the purchase.
- If you repay the amount you borrow (the amount financed) in full on
or before the promotion expiration date listed above, you will repay
only the amount financed, and CIT Bank will charge you no finance charge
for the loan.
- Click here for the Terms
and conditions of the Bill Me Later® Loan Agreement
if you are ordering online or already have a Bill Me Later® account.
Your purchase will be subject to a Deferred Payment Option under the
Agreement.
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| Certain Phone Orders (for merchants accepting phone orders)
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If you are ordering by phone and this is the
first time using Bill Me Later�, or if you previously ordered by phone and
did not use the "My Way to Pay" coupon, see below. (If you already have
a Bill Me Later� account, this section does not apply to you).
- Click here for the Terms
and conditions of the Bill Me Later® Installment Loan
Agreement.
- If you do not pay the amount financed in full by the promotion expiration
date listed above, that will be your way of telling us you want to repay
the loan in installments. In that case, finance charges will be charged
beginning on the date of your purchase (the transaction date).
- The following are some examples, using different loan amounts (amounts
financed), of what you will pay if you choose to pay in installments;
the examples assume that your purchase is made on the first of the month
(as noted below) and you make no payment until the corresponding payment
due date (noted below):
| Amount
Financed |
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Finance
charge |
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Annual
Percentage Rate |
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Total
of Payments |
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Payment
Schedule |
| $125.00 |
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$23.72 |
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19.99% |
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$148.72 |
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11
payments of $13 and 1 payment of $5.72 |
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| $750.00 |
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$189.92 |
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19.99% |
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$939.92 |
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12
payments of $75 and 1 payment of $39.92 |
| When
Payments Are Due |
| If
purchase is made on: |
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Payment
due dates (if you choose to pay in installments) |
| 90
Days ($125) |
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6
Months ($750) |
December
1, 2007
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Monthly
beginning April 1, 2008 |
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Monthly
beginning July 1, 2008 |
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January
1, 2008
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Monthly
beginning May 1, 2008 |
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Monthly
beginning August 1, 2008 |
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February
1, 2008
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Monthly
beginning June 1, 2008 |
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Monthly
beginning September 1, 2008 |
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Limited time offer. Bill Me Later® is subject to credit approval and is a credit account offered through CIT Bank, Salt Lake City, Utah to US customers who are of legal age
in their state of residence. |
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Limits: Consumers, small business, government and education customers purchase limit is five per customer. Enterprise customers purchase limit is 5 per customer.
Availability: Offers, prices, specifications and availability may change without notice. Lenovo is not responsible for photographic or typographic errors.
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*Pricing: Does not include tax, shipping and handling, or recycling fees. Reseller prices may vary. Savings referenced off regular Lenovo web prices.
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